Universal Life Insurance (Investment/Savings associated Life Insurance)

Universal life is a form of permanent life insurance characterized by its flexible premiums, flexible face amounts and unbundled pricing structure. Universal life can build cash value, which earns an interest rate that may adjust periodically.

Advantages and Disadvantages

With a Universal Life Insurance, you can take advantage of potential economic growth because your policy value is invested amongst other places in the stock market. Your policy also has the flexibility to adjust to your changing needs. Underlying sub-accounts are only available as investment options in Investment/Savings associated Life Insurance contracts issued by life insurance companies. They are not offered directly to the general public.

Contact us for further details concerning the various plans, options, and quotations.